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Words with Martin Lewis Martin Lewis is an award winning TV and radio presenter, national newspaper columnist and best-selling author. The UK’s only professional Money Saving Expert, he is a 32-year-old journalist who grew up in Cheshire and now lives in Shepherds’ Bush in west London. He spends his life focusing on how to cut bills without cutting back. 
Posted on Monday 10 January 2005  The Copydesk: What would you say is the single biggest area where the general public waste money, and what do you think could be done to prevent it? Martin Lewis: The single biggest area in which people could save money is their mortgage, and this is simply because it is the biggest payment we make each month. Sticking to the same mortgage can cost us hundreds of pounds, and often remortgaging can solve this. To help, there are fees-free independent mortgage brokers you can contact who will look at all the mortgages available and find the best one for you. The bottom line is that anyone on a standard rate mortgage needs to switch, and remember that even a small drop in rate can have huge effects. While that is the area of biggest waste, there are other savings which can be made a lot quicker and with less hassle. The quickest method by which we can save our cash is looking at our Gas and Electricity suppliers. 70% of us have never changed these and are paying over the odds. For less than half an hours work you can save over £150 on your utility bills by just comparing the suppliers and checking who is cheapest. You can do this easily by phoning around the companies themselves, or checking internet comparison services. It is vital that we always remember to think about how we spend our money - in all areas of daily life. If we were all better consumers across the board, this could give each of us the equivalent of a 30% pay rise. To find out more about Martin Lewis, visit Money Saving Expert.com |
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